Interest Free Credit

Interest Free Credit

Novuna Finance interest free credit offers you the ability to spread the cost of your purchase over a range of terms with 0% APR Representative. Finance is only available to UK residents on selected products priced between £300 & £25,000. We require a minimum of 20% deposit on your purchase.

Interest Free Credit is not available on pre-owned items, repairs & services and selected Sale items.

How do I apply for Interest Free Credit?

  1. Select Novuna pay by finance at the checkout or on the product page of any eligible items. If you are purchasing in store please just tell our team.
  2. You will be diverted to Novuna finance where you will see your credit application form and term breakdown. Enter all the information that is required.
  3. Novuna will then process your application. Once the application's status is successful, we will process a sale on the website and you will be required to pay the deposit.
  4. Once the deposit is received and the application is successful we will then contact you to post out your item.


Judith Hart Jewellers Ltd are an appointed representative of Novuna Consumer Finance which is Authorised and regulated by the Financial Conduct Authority for credit broking. Credit is subject to status and affordability, and is provided by Mitsubishi HC Capital UK PLC. Terms & Conditions Apply.